活動回顧 | Ultiledger愛好者線下Meetup廣州站

9月7日晚,Ultiledger廣州愛好者自發組織的線下Meetup在混際remixlab如期舉行,盡管當天廣州遭遇始料不及的暴雨,也無法影響Ultiledger社區成員們參加聚會的熱情。


活動開場,每位到場的社區成員進行了自我介紹,活動吸引了來自於各個領域的朋友,其中有來自周邊城市佛山的,也有從福建遠道趕來交流學習的。從事的行業分布在各個領域,有傳統機構的投資經理,從事智能硬件開發的工程師,有銀行、證券的高級管理人員,也有Token Fund創始人,還有區塊鏈項目創業人員等等。Ultiledger社區meetup給大家提供了壹個機會,從線上到線下的碰撞,有聊不完的話題。


活動正式開始後,由Ultiledger的生態成員之壹—易能智鏈的創始人張群先生主講,從Ultiledger創始團隊、生態場景以及生態落地等方面展開介紹。在張群的全面解讀之後,大家對Ultiledger自金融應用產生了濃厚的興趣,並進行了逐個業務細節的討論。Ultiledger作為新壹代全球自金融區塊鏈協議,通過區塊鏈底層技術賦權和平臺支撐,為自經濟體提供實現“自金融”能力為標誌的新功能,讓“自金融”成為壹種普適的基礎設施,平等的享受到互聯網技術,區塊鏈技術進步的紅利,也擁有現實的場景,實現了金融科技的應用,從而享受到了普惠金融的成果。


最後,大家對Ultiledger給予了壹致好評。其中分雲鏈團隊,在了解學習了Ultiledger主鏈與子鏈架構後,主動提出加入Ultiledger生態。

關於分雲鏈

分雲鏈,是基於IPFS協議的分布式存儲網絡,存儲礦機自帶能耗網關電量采集模塊,可通過非侵入式采集能耗數據,由後臺系統對用電大數據進行挖據及分析,從而給電力用戶提供能耗數據分析以及節能的相關服務,是傳統業務的區塊鏈落地應用之壹。

Ultiledger attended the “Linking the World, Creating the Future – Smart City of Ningbo Hangzhou Bay · Artificial Intelligence Summit Forum”

Guided by Ningbo Hangzhou Bay New District Development and Construction Management Committee and jointly sponsored by Sunac and Lenovo. “Linking the World, Creating the Future – Smart City of Ningbo Hangzhou Bay · Artificial Intelligence Summit Forum” was held in Hangzhou Bay, Ningbo by Zhejiang Province Blockchain Technology Application Association on September 8. Ultiledger founder Randolf Liang Ran and COO Tommy Xu attended the conference as special guests in the blockchain industry.


In the blockchain session, Tommy Xu shared the theme of “The revolution of the Self-financing and the Value of Blockchain Technology”.


The road to financial evolution

At the beginning of human civilization, the purchase of goods is mainly barter one thing for another. With the development of society, there have been intermediaries such as shell currency, metal currency, banknotes, electronic money, and banks of the financial intermediaries, which have greatly promoted the development of commercial society for a long time. However, with the advancement of the times and technology, human beings have entered a highly informational era. The financial industry, which should have been the lubricant of the real industry, has gradually separated from the entity, forming a idling, and the financial costs have eroded most of the entity’s profits.


In 2017, among the top 20 profits of listed companies in China, banks accounted for 11.

Self-financing

The peer to peer decentralized distributed storage and transaction system of the blockchain enables the “value Internet” achieving the free flow of value, reducing costs and improving efficiency. Blockchain technology can easily make any credit organization quickly and cost-effectively build a financial account and account system at the bank security level. The procurement, production and sales of an entity are themselves a closed loop, relying on information technology, and with the purpose of serving the industry and related industries to provide comprehensive financial information services such as payment settlement, investment, financing, etc. to enterprises and individuals with their own business associations like upstream and downstream enterprises, subsidiaries and branches, end consumers and their employees.

This is self-financing.


How to do self-financing

As the next generation of global self-financing blockchain protocol, Ultiledger provides a new function to achieve the “self-financing” for the self economy through the blockchain underlying technology empowerment and platform support, making “self-financing” a kind of general appropriate infrastructure, equal access to Internet technology and get the benefits of the technological progress in blockchain, achieving the application of financial technology, and thus enjoy the results of inclusive finance.


The revolution by Ultiledger is not only the empowerment of a company’s “self-financing” ability, but also a subversion of traditional direct finance, indirect finance, and self-financial model structure.

The third from left is Randolf Liang

After that, Ultiledger founder Randolf Liang attended the roundtable discussion and discussed with the other five guests on the “landing of blockchain industrialization”.

Randolf Liang said: The important factor determining the future prospects of the blockchain is the level of integration with the real economy industry. Technological innovation and financial innovation can only be fully realized if they are deeply integrated with the real economy, to promote the development of the real economy, effectively change the way of the industry, reduce the industrial cost, improve the industrial efficiency, and improve the industrial environment. In the future, the blockchain technology and the real economy industry will be deeply integrated to form a batch of “industrial blockchain” projects, which will become the application trend of blockchain technology.

Making technology and financial technology a universal tool, a force that contributes to the development of the economy and the creation of value, has always been the goal pursued by the Ultiledger team. Making the results of technological advancement to be the incremental tool for the creation of the self-economy’s value by the transformation and optimization of the Ultiledger platform. It would be the greatest value of the platform and also the embodiment of the team’s maximum value.

Ultiledger亮相鏈接世界,慧創未來——寧波杭州灣智慧城市·人工智能高峰論壇

由寧波杭州灣新區開發建設管理委員會指導,融創與聯想聯合主辦,浙江省區塊鏈技術應用協會協辦的《鏈接世界,慧創未來——寧波杭州灣智慧城市·人工智能高峰論壇》於9月8日上午在寧波杭州灣盛大召開。Ultiledger創始人梁然及COO 徐立作為區塊鏈行業特邀嘉賓出席本次大會。


在區塊鏈主題演講環節,徐立並以《自金融的變革以及區塊鏈技術的價值》為主題做了大會分享。


金融的演變之路

在人類文明之始,購買商品主要是物物交換。隨著社會的發展,出現了貝殼貨幣、金屬貨幣、紙幣、電子貨幣等中介物,以及以銀行為代表的金融中介,在很長的壹段時間內極大的促進了商業社會的發展。然而隨著時代和技術的進步,人類進入高度信息化的時代,本應該是實體產業的潤滑劑的金融業逐漸脫離實體,形成空轉,金融成本侵蝕了大部分的實體利潤。


2017年中國上市公司利潤前20強中,銀行占了11個,金融業總體凈利潤超過其他除“兩桶油”之外所有上市公司凈利潤之和。

自金融

區塊鏈點對點去中心化的分布式存儲和交易系統,讓“價值互聯網”得以實現,成就了價值自由流轉實現的同時,降低成本提高了效率。區塊鏈技術可以非常容易的讓任何有信用的組織低成本快速的建設銀行安全級別的金融賬本和賬戶體系,實體企業的采購、生產、銷售本身就是壹個閉環,依托信息技術,以服務自身主業及關聯產業為目的,向其自身或有業務關聯的企業及個人,如供應鏈上下遊企業、子公司及分支機構、終端消費者和自身員工,提供支付結算、投資、融資等綜合金融信息服務。

這就是自金融。


如何來做自金融

Ultiledger作為新壹代全球自金融區塊鏈協議,通過區塊鏈底層技術賦權和平臺支撐,為自經濟體提供實現“自金融”能力為標誌的新功能,讓“自金融”成為壹種普適的基礎設施,平等的享受到互聯網技術,區塊鏈技術進步的紅利,也擁有現實的場景,實現了金融科技的應用,從而享受到了普惠金融的成果。


Ultiledger帶來的壹場革命,不僅僅是壹個企業“自金融”能力的賦權,更是對傳統直接金融、間接金融、自金融模式結構模式的壹次顛覆。

左三為梁然

隨後,Ultiledger創始人梁然出席圓桌討論的環節,就“區塊鏈產業化的落地”與其他五位嘉賓進行討論。

梁然表示:決定區塊鏈未來前景的重要因素是其與實體經濟產業相結合的程度。技術創新和金融創新只有和實體經濟深度融合,推動實體經濟發展,切實改變產業玩法、降低產業成本、提升產業效率、改善產業環境,創新的價值才能得以充分發揮。未來,區塊鏈技術與實體經濟產業深度融合,形成壹批“產業區塊鏈”項目,將會成為區塊鏈技術的應用趨勢。

讓技術和金融科技手段成為壹種普適的工具手段,為自經濟體的發展和價值創造貢獻基礎的力量,壹直以來都是Ultiledger團隊追求實現的目標,讓科技進步的成果,能夠通過Ultiledger平臺的轉化和優化,成為普適於自經濟體價值創造的增量工具,則是這個平臺的最大價值,也是團隊最大價值的體現。

Randolf Liang and the birth of Ultiledger

This article was originally created by Mr. Wang, who is the member of Ultiledger community, and we welcome more community members to contribute great articles.


Ultiledger, the next generation of self-financing protocol is a group of ambitious young people who have the dream of “technology changes the world, financing will be universal to people”. The project sponsor and founder Randolf Liang is a technical geek. After graduating from Zhejiang University, Randolf Liang entered State Street Bank, which is the world-famous investment bank, and worked as a technology developer in the Asia Pacific headquarters. He began a period of “code change world” in the large investment bank.

As a world-famous investment bank, State Street Bank’s clients are mainly large financial institutions and sovereign countries, providing a full range of financial services for the large economies. Randolf Liang has practiced his technical capabilities and has achieved his dreams of “technology changes the world” in such a large organization; however, he felt that something was still been missed in his world.


There was a time when Randolf Liang was communicating with a classmate who was a business owner, and Randolf Liang discovered that what he had done had nothing to do with the business of his classmate. The sense of his accomplishment was weakened at the time, and he began to think about “why those SMEs are unable to enjoy my technological achievements?”.

At this time, on the dream of “technology changes the world”, Randolf Liang has created a new pursuit of “technical affirmation”. In addition to his work, Randolf Liang began to study the issue of how the achievements of technology and finance can be shared to more people. After the emergence of bitcoin and blockchain technology, Randolf Liang began to pay attention in the early stage.

With the simple ideal of “technical affirmation” and “financial inclusiveness”, Randolf Liang had a deep observation and study of bitcoin and Ethereum’s smart contract technology, his research and mastery of the underlying technology of blockchain has been very strong, and he also met some geeks in the technical circle.

After Randolf Liang discovered the technology of Ripple and Stellar, especially as a new generation of blockchain technology, it has more efficient implementation of distributed storage and transmission, and it contributed to the unique role of decentralized subject free value flow, Randolf Liang considered it as a breakthrough in innovation. It is a technology for exploring space with infinite value, which deserves long-term attention and can be landing.


Randolf Liang anchored his key focus to Ripple and Stellar, and used his free time to launch the RippleFox community in China, bringing together a group of early Chinese enthusiasts who are focus on blockchain technology and Ripple and Stellar technology. A community of great learning atmosphere has been formed.

With the development of the community and the convergence of various types of talents, the community naturally had more than just paying attention to research and they had to do some real things. As a community creator, Randolf Liang began to choose excellent talents from the community. They have carried out some discussion on the project, and focus on the application of blockchain technology.

In the meantime, due to Randolf Liang’s technical attention to Ripple and his professional technical ability, Wanxiang Blockchain Lab hired him as a researcher and he participated in the preparation of the white paper on China’s blockchain technology and application development. He became a veritable industry expert, the dream of his technology changes the world has futher landed.

After a deep study in blockchain, Randolf Liang has already focused on the supply chain financial business application based on blockchain technology with his community partners. He has successively undertaken strategic consulting and technical architecture design for several blockchain financial business solutions of listed companies. Randolf Liang has accumulated rich practical experience and the business processes of these listed companies have been optimized, and the operational efficiency has been improved, which has brought great returns.

At this time, Randolf Liang and his friends are filled with confidence in solving more problems with blockchain, and in Randolf Liang’s heart, the pursuit of “financial inclusive to the public” once again emerged, and he has had continuously discussion with his partners to explore and find a more universal tool and platform, so that more enterprises, especially small and medium-sized industrial enterprises can enjoy the results of blockchain technology advancement, and to enjoy the technology application with low cost and high efficiency, and have the ability to “self-financing “, to achieve the autonomy of its own development.

After experiencing countless days and nights of discussion, a next generation of self-financing protocol framework with technological innovation attributes has finally came out, Randolf Liang named it “Ultiledger”, a blockchain public chain platform with the dream of “Technology changes the world, the financial inclusive to the public” was born.

梁然和Ultiledger 的誕生

本文原創為Ultiledger社區成員輝哥,歡迎更多社區成員為社區建設貢獻優質的內容。


Ultiledger新壹代自金融協議,是壹群懷揣著“技術改變世界,金融普惠大眾”夢想的有誌青年創立的項目,項目發起和創始人梁然是壹個不折不扣的技術控,浙江大學畢業之後,梁然進入到了世界著名的投資銀行道富銀行,在亞太區總部擔任技術開發人員,開始了壹段壹個技術控在大型投資銀行用“代碼改變世界”的工作。

道富銀行作為世界著名的投資銀行,其客戶主要是大型金融機構和主權國家,為這些大型經濟體提供全方位的金融服務業務,在這樣壹個大組織中不斷鍛煉自己的技術能力和實現著自己的“技術改變世界”夢想的梁然,隱隱然然感覺到自己的世界還缺少壹點什麽。


壹次和壹位做企業老板的同學交流的過程中,梁然發現了自己所做的事情和這位同學的業務絲毫沒有什麽聯系,那種曾經的成就感有些減弱,回頭梁然就開始反思“這是為什麽,為什麽那些中小企業無法享受到我的技術成果?”

此時,壹個“技術改變世界”夢想之上,梁然又產生了“技術平權”的新追求。工作之余,梁然就開始研究技術和金融如何讓更多的人平等享用其成果這壹課題,在比特幣和區塊鏈技術出現之後,梁然就早早的開始關註。

因為懷揣著“技術平權”和“金融普惠”的樸素理想,在比特幣作為支付手段工具,以太坊智能合約技術核心的觀察學習之後,梁然對於區塊鏈底層技術的研究和掌握已經十分紮實,也結識了技術圈的大牛朋友。

而在梁然發現了Ripple和Stellar技術之後,特別是其作為更新壹代的區塊鏈技術,擁有更加高效實現分布式存儲和傳輸,並且促成去中心化主體自由價值流動中的獨特作用後,梁然認為這是壹個創新的突破,是壹個無限價值發掘空間的技術,值得長期關註並且落地應用。


梁然就將自己的重點關註對象錨定在了Ripple和Stellar,利用閑暇時間,在中國發起成立RippleFox社區,將壹批中國早期關註區塊鏈技術和Ripple以及Stellar技術發展的愛好者聚合到壹起,開始壹個社區的運作,互相交流互動,形成良好的學習和實踐探討的氛圍。

隨著社區的發展壯大,以及各種類型人才的匯聚,社區中自然產生了不止於關註研究,需要落地做些實在事情的需求,於是,作為社區發起人的梁然,就開始從社區中選擇優秀的人才,進行壹些針對項目的落地探討,聚焦區塊鏈技術的落地應用。

而在此期間,由於梁然對於Ripple為代表的技術關註,並具備專業技術能力,萬向區塊鏈實驗室聘請其擔任研究員,並參與到工信部中國區塊鏈技術和應用發展白皮書的編寫,成為名符其實的行業專家,其技術改變世界的夢想進壹步的落地和豐滿。

此時,經過不斷歷練的梁然,已經和社區小夥伴聚焦基於區塊鏈技術的供應鏈金融業務應用,先後承接了幾個上市公司內部區塊鏈金融業務解決方案的策略咨詢、技術架構設計以及應用部署實踐,積累了豐富的實踐經驗,帶來了這些上市公司業務流程的優化,運營效率的提升,帶來了豐厚的回報。

此時,梁然和他的小夥伴們內心充滿了用區塊鏈解決更多問題的自信,而梁然內心中,關於“金融普惠大眾”的追求又壹次浮現眼前,和小夥伴不斷論證探討,尋找壹個更加普適化的工具和平臺,讓更多的企業,特別是中小實業企業,能夠享受到區塊鏈技術進步的成果,低成本高效率實現技術應用,並且能夠具備“自金融”能力,實現自身發展的自主化。

經歷了無數個日夜的探討論證,最終,壹個具有技術創新屬性的,新壹代的自金融協議框架形成,梁然將其命名為“Ultiledger”,壹個承擔著梁然和小夥伴們“技術改變世界,金融普惠大眾”樸素夢想的區塊鏈公鏈平臺就此誕生。

Ultiledger社區有獎征文活動報名開始啦!

Ultiledger自問世以來受到了社區小夥伴們的高度關註,有很多小夥伴在微信群和電報群提問如何參與Ultiledger社區建設,在此非常感謝社區小夥伴們對我們Ultiledger的認可和大力支持。


現Ultiledger社區有獎征文活動來了!

為了提升社區影響力,讓更多的人了解Ultiledger,9月1日-9月10日,Ultiledger將開展社區征文活動+整點搶答+精選評論活動,並給予總額100000ULT和萬元現金的獎勵。

不論妳是炒幣大神還是寫作達人,只要發布關於Ultiledger的原創文章、漫畫、視頻到微博\微信公眾號\Twitter\Facebook\幣乎\簡書\幣車\支點\YouTube\Reddit \Medium\Steemit等任意平臺,即可參與活動瓜分大獎。

征文時間

2018年9月1日-2018年9月10日

征文範圍

針對Ultiledger項目,參與者可圍繞Ultiledger項目的定位、作用、技術、落地應用、發展前景、社區建設以及對Ultiledger項目的期待和建議等方面展開創作。創作文體不限,接受文章、視頻、漫畫等方式,文章字數不低於800字(漫畫、視頻等形式不受字數限制,視頻時間不少於1分鐘)。

獎項設置

壹等獎1名:獎勵1000元現金+8000ULT

二等獎3名:獎勵800元現金+5000ULT

三等獎10名:獎勵500元現金+3000ULT

評比標準:以文章質量為主體,內容確保原創不涉及抄襲。綜合考慮點贊數、轉發量等情況,由Ultiledger評委會綜合評定。

參與獎

參加Ultiledger有獎征文活動者,進行綜合排名前30位(不包含壹二三等獎),內容確保原創不涉及抄襲,並在個人平臺發表文章,即可獲得1000ULT。

參賽方式

添加下方Ultiledger客服微信,進入征文寫作群,將文章鏈接發在征文群,由Ultiledger評委會收錄評判。

(對接暗號:有獎征文)

評選標準

根據征文的文章質量、閱讀量、轉發量綜合評定。

發文平臺要求

Twitter\Facebook\微博\微信公眾號\幣乎\簡書\\幣車\支點\YouTube\Reddit \Medium\Steemit等任意平臺均可發布,鼓勵多平臺發布。

獲獎公告時間

2018年9月20日

獲獎結果將在

Ultiledger微信公眾號公布

關於征文作品的聲明:

1、本次征文大賽投稿作品內容需為原創作品,不得抄襲,大量引用需註明來源;

2、本次大賽最終解釋權歸Ultiledger官方所有。

Sign up for Ultiledger essay competition and get your rewards!

Since its inception, Ultiledger has received a lot of attention from community friends. Many of them have asked how to participate in the construction of Ultiledger community on WeChat group and telegraph group. We are very grateful to the community partners for their recognition and support for Ultiledger.


An award essay event to the Ultiledger community is coming!

In order to enhance the influence of the community and let more people know about Ultiledger, from September 1st to September 10th, Ultiledger will carry out community essay activities + answer questions + select reviews, and give a total of 100,000 ULT and USD 1456  in cash.

Whether you are a powerful crypto currency person or a writer, welcome to post an original article, comics, videos about Ultiledger to any platform like Weibo, WeChat public account, Twitter, Facebook, Bihu, Jianshu, Biche, Zhidian, YouTube, Reddit, Medium or Steemit, then you are in the competition.

Essay collecting time

September 1, 2018, September 10, 2018

Essay picking range

For the Ultiledger project, participants can create around the positioning, role, technology, application of the Ultiledger project, development prospects, community building, and expectations and recommendations for the Ultiledger project. The style of creation is not limited. It accepts articles, videos, comics, etc. The number of articles is not less than 800 words (comics, videos, etc. are not limited by the number of words, and the video time is not less than 1 minute).

Prize settings

1st prize for one person: reward for USD 146 in cash +8000ULT

2nd prize for three people: reward USD 116 in cash + 5000ULT

3rd prize for ten people: reward USD 72 in cash +3000ULT

Evaluation criteria: The quality of the article is the main body, and the content ensures that the original does not involve plagiarism. Comprehensive consideration of the number of points, the amount of forwarding, etc., it is decided by the Ultiledger jury comprehensive assessment.

Participation Award

The top 30 Ultiledger’s essay competition contestants (excluding the 1st, 2nd and the 3rd prizes) will get 1000ULT, and the content ensures that the original does not involve plagiarism, and publish articles on the personal platform.

Entry method

Add the following Ultiledger customer service WeChat, enter the essay writing group, and send the article link to the essay group, which will be judged by the Ultiledger jury.


Selection criteria

According to the article quality, reading volume, and forwarding volume.

Posting platform requirements

It can be released to any platform such as Weibo, WeChat public account, Twitter, Facebook, Bihu, Jianshu, Biche, Zhidian, YouTube, Reddit, Medium or Steemit, encourage multi-platform release.

Time of award announcement

September 20, 2018

The winning result will be announced on the Ultiledger WeChat public account

Statement on the essay works:

  1. The content of the submitted essay must be original works, and must not be copied. A large number of references need to indicate the source;
  2. The final interpretation of this competitionbelongs to the Ultiledger official.

Ultiledger攜手共贏鏈信息科技成2018創業之星大賽焦點

經過近三個月的項目篩選,走遍深圳、北京、上海、成都、廣州、蘇州、杭州七大城市,歷經十八場路演,共贏鏈信息科技從219個參賽項目中脫穎而出,於8月30日與其他十幾個優秀項目進行了最後角逐。共贏鏈信息科技創始人同時也是 Ultiledger Co-Founder兼COO 徐立精彩的分享獲得主評委團壹致認可,共贏鏈信息科技作為唯壹的區塊鏈項目斬獲創新組第二名,Ultiledger新壹代全球自金融區塊鏈協議引起大賽參會主評委、投資機構及參會者的熱議焦點。


關於大賽

創新南山“創業之星”大賽由深圳市南山區人民政府、深圳市科技創新委員會主辦,2008年舉辦首屆至今,已吸引了海內外眾多的創新企業和創業團隊參賽,過去10年,累計14358個、創新項目報名參賽(其中海外項目1886個),237家創新企業,246支初創團隊,培育了大疆創新、奧比中光、茂碩電源、金信諾、盛弘電氣、優博訊等壹批獨角獸企業和上市公司。

Ultiledger與共贏鏈


Ultiledger全球新壹代全球自金融區塊鏈協議,旨在通過技術賦權方式,實現自經濟體普適擁有“自金融”能力,從而普惠享受到技術進步帶來的紅利,讓技術平權和普惠金融成為社會普適的基本現實。

Ultiledger由區塊鏈資深技術大咖梁然發起,作為全球最大的Ripple和Stellar社區Ripplefox創始發起人,梁然團結和聚集了壹大批全球範圍內的區塊鏈技術大牛,秉承“技術推動改變世界,技術賦權平等普惠”的理念,在落地服務多個上市公司供應鏈金融項目的過程中,,不斷完成實踐理念和技術實現的精進和進化,最終形成Ultiledger公鏈平臺的創業想法。

作為Ultiledger壹個重要落地場景,共贏鏈信息科技由徐立、梁然、王輝和徐季秋共同發起,在2017年9月註冊成立,11月正式運營,十個月的時間已經與星貝雲鏈、道恩集團及365集團等多家上市工作達成合作並落地。


Ultiledger區塊鏈公鏈平臺,先人才聚集,後落地實踐,再搭平臺普適服務更多自經濟體的模式,是典型的“自下而上”模式的區塊鏈應用項目,是真正先經歷落地價值創造成果驗證而生的,具有可實現前提和價值創造實現能力的區塊鏈項目。

什麽是自金融?

共贏鏈的分享環節過後,多位主評委對“自金融”表現出興趣並與徐立進行了探討。

“自金融”從本質上是對傳統間接金融為主導的金融服務的壹次顛覆,未來,隨著Ultiledger平臺的進步發展,當大量的自經濟體通過“自金融”擁有了自我解決自身發展過程中的信息流轉和價值流轉問題,其對於間接金融的需求也就減少到最低。

未來,“自金融”將成為普適化的,主流的和基礎的金融服務形式,則Ultiledger的價值增量將呈現指數級增長,而最終形成的是以“自金融”為主,直接金融和間接金融為輔助的金融服務提供層次和結構,也將帶來社會自經濟體成本降低和效率的大幅度提升,從而為社會帶來的經濟價值增量也將不可限量。